Check your eligibility for a Bajaj Finserv Credit card

Getting a credit card is not a luxury anymore, as it has become more of a convenient good. And with the banks and financial institutions providing different kinds of credit cards catering to different needs, it justifies the rise in the number of users of credit cards. Today, it’s not only the adults who carry a credit card; some banks offer credit cards to students as well. Credit card users are not only from urban areas but also come from semi-urban areas, as the credit card penetration increases in the country.

But there are some questions that need to be answered before you get a credit card. Are you eligible to get a credit card? What factors decide eligibility? How to get free credit cards etc. are just some of the questions prospective cardholders have. Let us try to address those questions, and use the Bajaj Finserv RBL Bank SuperCard as an example.

First of all, let us discuss if you are eligible for a Bajaj Finserv credit card.

Eligibility Criteria for a Bajaj Finserv Credit Card


It is easier to get a credit card if you have a healthy credit score. A good credit report acts as a base for getting a credit card. It is based on factors like your loan repayment history, the number of credit cards and loans on it, previous loans, etc. Banks take these factors into consideration before providing a credit card. Those with a poor credit history can also avail a secured credit card, by depositing a certain amount in a fixed deposit and using it as collateral.

Regular Income

This is one of the most important factors that is taken into consideration while issuing credit cards and determining your eligibility. It decides the amount of credit limit that is to be sanctioned to you. In order to get a credit card, you should have a regular source of income.


Your age is an important factor while determining your eligibility. In India, the minimum age to get a credit card is 18 years. However, to get a Bajaj Finserv Credit Card, you have to be above 25 years.


To get a Bajaj Finserv Credit Card, you have to be a resident of India, and your location should come under SuperCard live location in the country.

Existing Customer

You should be an existing customer of Bajaj Finserv, or you should be a Bajaj Finserv EMI Network Cardholder to be eligible.

 Let’s take a look at the documents required for Bajaj Finserv Credit Card

To get the Bajaj Finserv credit card, you should submit three necessary documents i.e., Photograph, ID proof, and Address Proof.

You can provide any of the following documents like your ID proof.

  1. Aadhaar Card
  2. Passport
  3. PAN Card
  4. Driving License
  5. Voter ID

For address proof, any of the following documents would suffice.

  1. Aadhaar Card
  2. Passport
  3. Driving License
  4. Voter ID

Some additional documents may also be required apart from the above documents.

Now the last question needs to be answered, which is, how to get a free credit card? So, credit cards with no annual fee, joining fee, or one-time membership fee are generally termed as free credit cards. If you are a sensible spender, you would like to go for a free credit card which comes with basic but comprehensive advantages. Some of the free credit cards in India include HSBC Visa Platinum Credit Card, Indusind Bank Platinum Card, SBI Card Unnati, Yes Prosperity Edge, and ICICI Bank Platinum Chip Credit  Card.

You can complete the application form on the selected bank’s or financial institution’s website for the free credit card, submit it, wait for approval, and get your very own free credit card. You can also apply for the Bajaj Finserv RBL Bank SuperCard, which comes with the benefit of four cards in one. You can use it as an ATM Card, EMI Card, loan card, or a credit card, as it provides you with greater convenience.

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